About Financial Concepts
How does Financial Concepts help you find the best solution to reach “your financial goals?”
First: We find out where you are by a complete analysis of all assets. This consists of how they are performing and how they are currently taxed or will be taxed if you take a distribution at retirement, or if you leave it to your heirs.
Next: We find out what your goals are and how much time we have to help you complete your goals. We need to know what you want your money to do for you and how you want it transferred to your family. We need to know how much income you and your family needs to live on now and how much you will need at retirement.
As you tell us “what you want” it determines the direction needed to help you accomplish “your financial goals” with the greatest degree of safety, guarantees, and flexibility. “Never take a risk, you cannot afford!”
These are some of the steps taken to design a plan that will help you reach “your goals.” For nearly 40 years, we have been helping families develop plans both to reach their goals and have the flexibility to meet growing or changing needs.